Does Alipay Huabei need to bind a credit card? Summary of frequently asked questions about Alipay Huabei 1. Does Alipay "Huabei" need to bind a credit card? Alipay "Huabei" is a virtual credit card, and customers do not need to bind their own credit cards. 2. Why can’t I see “Huabei” on the Alipay page? This feature is still in the testing phase, and only some users have been invited to experience it, so not all users can see it on the Alipay page. 3. Where can Alipay "Huabei" be used? Alipay's credit consumption business mainly supports users to use it on Taobao and Tmall. 4. What can Alipay Huabei be used for? You can use Huabei to shop on Taobao and Tmall, and you can repay on the 10th of the next month after receiving the goods. 5. How to check the consumption details and repayment history of Alipay Huabei? After logging into My Alipay from the computer, enter Huabei's "View Bill" page, or click "View Bill" on Huabei's account page. 6. What products can be purchased with Alipay Huabei? Most merchants or products on Tmall and Taobao support Huabei services. If you can see Huabei services during payment, it means that the product is supported. 7. What is consumption quota? The consumption limit is the amount provided by Ant Micro Loan for online shopping based on your comprehensive online shopping situation. Huabei, Tmall installment, Tmall try before you buy, and Taobao use now and pay later services only use a consumption quota; if you use any of these services, the consumption quota will be occupied; after repayment, the consumption quota will be restored.