Hello, this is related to the regulations of the issuing bank of your credit card. The specific calculation method of the minimum repayment amount of each bank is different. Generally, it is 10% of the amount you owe for consumption and withdrawal plus various handling fees. List the calculation methods of minimum repayment amount commonly used by several major banks:

China Construction Bank: minimum repayment amount of credit card = unpaid portion of minimum repayment amount in the previous period+recorded installment amount+accumulated unpaid expenses and interest +65438+ 00% of accumulated unpaid cash withdrawal amount+65438+00% of accumulated unpaid consumption amount+transaction amount exceeding credit limit (including expenses and interest) -65438+ 00% of wrongly handled consumption principal-error handling.

ICBC: The minimum repayment amount of ICBC's credit card is 65,438+00% of the sum of the minimum repayment amount of the previous bill and the overdraft balance of the current bill, unless otherwise agreed between the card issuer and the cardholder.

Bank of China: minimum repayment amount of credit card = consumption amount within credit line × 10%+ cash transaction amount in advance × 100%+ unpaid portion of previous minimum repayment amount × 100%+ consumption amount exceeding credit line × 100%+ all expenses and interest ×/kloc.

Agricultural Bank: Minimum repayment amount of credit card = cash withdrawal part 100%+ installment part 100%+ consumption part 10%.

If you only pay the minimum repayment amount, you can't enjoy the interest-free repayment period, so if there is no previous arrears in the first month, you have to pay 10000 yuan (plus interest if it is overdrawn).