1. After losing your credit card, immediately call the 24-hour customer service hotline of the issuing bank to provide your basic information, and ask the staff to report the loss of your credit card and apply for a new one as soon as possible.
Second, bring your ID card and report the loss to the credit card department of the bank. You'd better do it yourself. The procedure will be simpler. If you need someone else to do it for you, you need to write a power of attorney and seal it.
Third, choose a bank with more lost card protection.
Extended data:
Credit cards require labor costs, card fees, mailing fees, etc. From loss reporting to reissue, and the cost of issuing cards is high; After the loss of a credit card is reported, all risks will be borne by the bank, which may face huge losses.
Credit card consumption is convenient and fast. If you accidentally lose it, you will face the risks of card theft and card magnetic stripe information being copied. So you must report the loss of your credit card in time and try to avoid unnecessary losses.
If the credit card is lost, stolen or occupied by others, the cardholder should immediately contact the bank to report the loss. The risk of theft of a credit card after loss reporting shall be borne by the bank, and the non-password consumption within 48 hours before loss reporting shall enjoy the protection of card loss according to the prescribed rules.
If the card is not reported in time, the risk will be borne by the customer.
References:
Baidu Encyclopedia-Credit Card Loss Reporting Method