Hello, I'm from Dalian, and I have relatives who work in banks. If the service is good and the repayment is convenient, then China Merchants Bank is the best. Even the web pages of online banking are more exquisite and comprehensive than other banks, but my biggest dissatisfaction with China Merchants Bank's credit card is that the points are too difficult. Other credit cards have 1 yuan 1 points. Only 20 yuan of China Merchants Bank has 1 points, and the points exchanged are not very good. Minsheng and Industrial Bank, the latter is not very easy to use, mainly using people's livelihood, the points activities are good, and the gifts are good enough. I have used Guangfa's credit card before, and the points exchange activity is not bad.
But it depends on your choice. If you don't want to change anything and just want to find a good service, then I strongly recommend China Merchants Bank. You are handling credit cards for your parents again. Choose China Merchants Bank.