Nanyang Commercial Bank (China) Co., Ltd., which originated from Hongkong, is a wholly foreign-owned mainland commercial bank owned by China Cinda Asset Management Co., Ltd. through its wholly-owned subsidiary, Nanyang Commercial Bank, and has become an important part of China Cinda Group's cross-border comprehensive financial services.
The auditing standards of Nanyang Commercial Bank are relatively strict, because its credit cards are mainly aimed at high-end customers.
The main features of Nanyang Commercial Bank's credit card are as follows:
1. 24-hour SMS service. From card application to use, free SMS will remind you anytime and anywhere. The services include card approval, bill prompt, repayment success prompt, address/password change/consumption pattern prompt and real-time transaction prompt, so that you can experience convenient, safe and comprehensive services.
2. Consume first, then repay. The interest-free repayment period of up to 56 days allows you to spend with peace of mind, enjoy first and then repay.
3. Advance cash. Global access. If you need to withdraw cash temporarily, you can borrow cash in advance at our outlets or ATMs, as well as ATMs with UnionPay logo. Overseas, you can also withdraw local currency and withdraw cash at any time to meet your unexpected needs.
4. No guarantor and no deposit. No guarantor, no deposit, which makes the application procedure easier.
5, flexible repayment, easy and labor-saving. Automatic transfer repayment, online banking repayment, counter repayment, ATM transfer repayment, etc., and a variety of repayment methods are available for you to choose from.
It should be noted that all transactions conducted by Nanyang Commercial Bank using passwords are regarded as the cardholder's own actions, so the cardholder should keep the passwords properly. Electronic information records generated by various settlement transactions based on passwords, chips and other electronic information, or transaction vouchers without passwords but with my signature are valid vouchers for this transaction.