What should Paypal buyers do if they receive a refund on the grounds of "credit card fraud"? One problem that merchants who use Paypal worry about is that customers pay with credit cards and then get refunds because of fraud. This is why many merchants feel that it is unsafe to use Paypal to collect payments. How to put it, I think one must be aware of the risks. , but we cannot deny the value of paypal just because of this consideration. Maybe while you are still worried, your opponent has already completed more than a dozen orders through paypal. So what is an unauthorized chargeback initiated by a credit card? Unauthorized payments are a common fraud tactic in transactions where the buyer asks the seller to ship to their own non-credit card billing address. Once it is confirmed that the seller has shipped the goods, a refund will be applied to the credit card company immediately. So how to prevent such disputes? PayPal's answer: If you find that the address provided by the buyer is different from the delivery address displayed by PayPal, you need to be more vigilant. Sellers are advised to ask buyers to add this address to their PayPal. You can build your own anti-fraud database to record the information of bad users to avoid malicious fraud customers from committing fraud again. Respond to the credit card processing bank's card receipt application as soon as possible to avoid becoming the reason for the buyer's refund after the credit card transaction is successful. During the website shopping process, it is necessary to set up a prompt prohibiting minors. Theft of parents' credit cards by minors is also one of the main reasons for PayPal's refusal to pay. In fact, overseas credit systems are relatively sound. Generally, credit card companies provide such services in order to serve customers. However, although the credit card company returns the money to the consumer, it will investigate the consumer's transaction in the next 6 months. If If there are frequent abnormalities, certain punitive measures will be taken. So if you find that the customer has just withdrawn the money, please submit the information to paypal in time, and the money will be refunded once verified. Of course, this is only one in a thousand cases of Paypal transactions. In addition, Paypal has the most powerful risk control system in the world. It will update black card records in real time for two periods every day to prevent dangerous black card transactions. For more PayPal risk control issues, you are welcome to consult me. I will help make risk control suggestions based on your industry and your operating model. As well as help and guidance on how to use your account in the future.