Credit card virtual card is a virtual account number derived from the BIN code on the bank card. There is no physical card, which can be used for payment and settlement. Cardholders can use virtual credit cards to participate in various credit card preferential activities like physical cards.
It is convenient to apply for a virtual credit card. Cardholders can call the issuing bank's telephone banking or log in to the issuing bank's personal online banking to apply directly. After passing the relevant authentication, they can get the virtual card number, expiration date and so on.
What are the advantages of virtual credit cards?
The advantage of virtual credit card is that it effectively reduces the risk of card theft, and the problem of copying card number and security code is also solved. At the same time, most virtual credit cards can set the transaction limit and validity period, and can also choose to disable or enable the card according to personal needs, and can temporarily disable the card when not shopping, which can largely avoid the occurrence of card theft.