The time for Bank of Communications to apply for an additional card and issue a credit limit is generally:

1. Bank of Communications counter: After submitting the information, the bank will issue the approval result within a week. If the approval is passed, the credit limit will be issued. , otherwise, there is no quota.

2. Bank of Communications official website: Approval will begin within 3 days after submitting the information. Results will be available 3 working days after the approval is completed. If the approval is passed, the quota will be issued, otherwise there will be no quota.

BoCom Credit Payment is a personal online consumer credit loan product operated by Bank of Communications Co., Ltd.

The loan limit and credit card limit of credit payment are not shared, but they will be shared with the previous Huimin loan limit, and bill installments can be carried out.

The information required when applying for Bank of Communications credit payment is relatively simple, just provide personal identity authentication and facial recognition.

Bank of Communications’ credit payment needs to be bound to the applicant’s Alipay or WeChat for online consumption, which is similar to a virtual credit card type product. The maximum amount that can be applied for Bank of Communications credit payment is 3,000, and the usage period has an interest-free period of 36 days. Bill installments can also be carried out. The bill installment period is the same as that of Huimin Loan. The application requires personal identity authentication and facial recognition. There are Users need to add simple basic information; after the market was opened and launched, many users successfully applied to open the quota. According to the feedback of users who have submitted applications to open Bank of Communications Credit Payment, Bank of Communications Credit Payment is submitted for review. After the application is approved, the entire process is subject to system approval, and there is no callback. Once approved, you only need to bind the quota to WeChat or Alipay for consumption.

Bank of Communications cards are divided into savings cards and debit cards. The following are the conditions for applying for the card:

The requirements for applying for a Bank of Communications savings card are as follows:

In person Bring your ID card to the bank and pay a fee of 15 yuan.

The annual fee can be deducted from the bound mobile phone.

Or you can directly upgrade to a Bank of Communications financial management customer if you save enough 5W. All fees are free and priority is given to queuing up when going to the bank to do business.

If you save 10,000 yuan now, you can upgrade to an express financial management customer for free, and you can be exempted from 2 inter-bank cash withdrawal fees every month (you save 4 yuan per month, and you will also receive a mobile banking) and apply for a Bank of Communications debit card. A completed and signed application form, identification document, proof of residence document, employment or income verification document are required; if you are a private owner, in addition to the above information, you need to provide: Copy of industrial and commercial business license.