1. The cash advance function is not activated.

2. The transaction password is wrong.

3. The amount of cash withdrawn exceeds the available cash withdrawal limit (exceeds the credit limit or daily cash withdrawal limit).

4. The automatic equipment fails or the network does not support it (for example, a credit card with the VISA logo cannot withdraw cash at an ATM with only the JCB logo).

5. Use cards that do not have the cash advance function to withdraw cash (such as corporate debt-bearing commercial cards, military unit official cards).

6. The card number for transferring cash advance via telephone/online banking does not exist, or the status of the card is abnormal, or it is not in the name of the credit card holder.

7. There are different types of ATM machines, such as cash machines and all-in-one deposit and withdrawal machines. It is possible that the ATM machines used have not yet opened credit card services.

8. Not all credit cards can withdraw cash directly. Cardholders who want to withdraw cash with credit cards should note that not all credit cards can withdraw cash. Some credit cards require the cash advance function to be activated before they can withdraw cash.

9. The credit card limit is not equal to the cash withdrawal limit. The credit card limit is the limit, and the cash withdrawal limit is the cash withdrawal limit. They are different. Moreover, the credit card cash withdrawal limit can only reach up to 50% of the credit limit.

10. Credit card cash withdrawal fees are high. Credit card cash withdrawal fees include interest fees and handling fees. The entire fee is very high, and there is no interest-free period. Therefore, before withdrawing cash with a credit card, everyone should first understand whether their credit card can directly withdraw cash, as well as the cash withdrawal limit and cash withdrawal fees, as well as other conditions mentioned above.