The annual fee for the secondary card and the annual fee for the main card of a credit card are separate. The annual fee of the main card is generally 100 yuan. 50 yuan, the secondary card, the primary card is exempt from the annual fee for six times and the secondary card is exempt from the annual fee for three times.

The difference between the primary card and the secondary card:

1. The main cardholder of a credit card can be an immediate relative (parent, spouse or child) to apply for a supplementary card. Domestic applicants must be 14 years old, and overseas applicants must be 18 years old. You can hold your own primary card and someone else's secondary card at the same time.

2. The secondary card must be the same type as the main card and share the credit line with the main card. Without an independent account, you can't log in to online banking independently, and the repayment is included in the main card account;

3. The rights and obligations of the supplementary card are basically the same as those of the main card, and the supplementary card can enjoy the same preferential annual fee policy as the main card. For example, if the main card is swiped six times, the annual fee of the main card can be reduced. From this point of view, once you hold the main card and the auxiliary card of a credit card, you must first ensure that the consumption of the main card reaches the condition of free annual fee, otherwise it will not be worth the candle.

4. After the secondary card is issued, it will be sent according to the address of the main cardholder. Please ensure that the address of the main cardholder is valid before issuing the card.

What's the difference between ICBC's credit card master card and vice card?

1. The annual fee is different.

The supplementary card also has an annual fee, which is generally about half of the annual fee of the main card. The annual fee of most supplementary cards can also be reduced or exempted by spending a certain number of times or a certain amount by swiping the card.

2. Different quotas

The secondary card and the main card share the quota, and the quota of the secondary card cannot exceed that of the main card. For example, if the credit limit of the main card of a credit card is 1000 yuan and the credit limit of the auxiliary card is 1000 yuan, then the available credit limit of the main card and the auxiliary card in that month is 9000 yuan. In addition to sharing the quota, the main card and the auxiliary card can basically be regarded as two independent cards. After the loss of the primary card is reported, the use of the secondary card is not affected, and vice versa.

3. The handling fee for consumption is different.

Cardholders can use the secondary card to spend money in different places, and there is no handling fee. For example, parents can use the main card of their own credit card to let their children who go to school in different places use the secondary card of the credit card, so as to avoid the handling fee for remittance in different places and keep abreast of their children's consumption.

Extended data:

Annual fee policy: ICBC's annual fee collection standard is to use it first and then collect it, that is, the annual fee will not be collected until the account is opened for one year. In this year, as long as you spend 5 or 5,000 yuan (3 student cards or 3,000 yuan, Platinum card 654.38+0.6 million points free of annual fee or 200,000 free of annual fee), you will be exempted from the annual fee of that year. At the same time, ICBC does not charge an annual fee for opening credit cards.

If RMB consumption reaches 600 yuan, you can apply for installment payment. Commission for the third installment 1.65%, 3.6% for the sixth installment, 5.4% for the ninth installment, 7.2% for the second installment 1 1.7%, and 24 installments 15.6%.

At the same time, the installment fee is charged at one time according to different standards when handling business. The characteristic is that the fewer stages, the lower the cost. At the same time, it should be noted that the minimum cash advance can not be repaid, and it must be repaid in full. Of course you can't apply for installment payment.

Baidu Encyclopedia-ICBC Credit Card

Which credit card of ICBC is the main card and which is the negative card?

You should be a credit card case, and both of them are master cards. One is UnionPay credit card and the other is foreign currency credit card.

Actually, if you are not sure, you can call customer service.

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If the secondary card applicant is not applicable to the secondary card, it is only applicable to the primary credit card by default. But this kind of credit card is a series of cards, one is UnionPay credit card and the other is foreign currency credit card. Foreign currency card is an overseas card transaction, and there is no card transaction fee and foreign currency exchange rate.

Now more and more people use credit cards. ICBC's credit card is a state-owned bank, and China has the largest number of credit card users. Many people want to know why there are two business credit cards. China Industrial and Commercial Bank has many kinds of credit cards. Customers can choose the appropriate credit card type according to the actual situation. However, if they want to apply for ICBC's credit card, they need to be a person with all abilities and have a very stable job and income in their place of residence. In this way, they can apply for a credit card at any commercial outlet of ICBC. ICBC has handled two credit cards, called set cards. One is the main card and the other is the auxiliary card. Two credit cards can be used separately, but share the credit card limit.

The difference between master card and slave card:

1, the daughter card also has an annual fee: like the main card, the daughter card also has an annual fee, which is usually about half of the annual fee of the main card. Like the main card, the annual fee of most molecular cards can be reduced or exempted by swiping a certain number of times or quantities.

2. Share the credit line between the secondary card and the main card: the secondary card shall share the credit line with the main card, and the credit line of the secondary card shall not exceed the credit line of the main card.

3. The report of the loss of the Universal Card will not affect the use of the secondary card: except for the shared quota, the primary card and the secondary card can basically be regarded as two independent cards. After the loss of the primary card is reported, the use of the secondary card will not be affected, and vice versa.

For industrial and commercial credit cards, if two cards are issued, it means that there are daughter cards and mother cards. One is the main card and the other is the auxiliary card. They belong to a unified account and are registered under the same name. They can spend by credit card alone, but the secondary card has no other authority except the deposit. The main card is different. The daughter card is connected to the main card. The main card has the right to know the consumption details of the sub-card. At the same time, the main card can also set the consumption limit for the daughter card. Once the main card sets the consumption limit for the daughter card, the daughter card cannot exceed its consumption. The most important thing is that the primary card can close the secondary card at any time. As long as the card has an accident at the bank counter, both the ID card and the main card can handle the business of closing the secondary card. You can use the secondary card at any time after closing the secondary card business.

Why do credit cards have primary and secondary cards? Can I use a secondary card?

Of course.

The secondary card must be consistent with the main card and share the credit line with the main card. Without an independent account, you can't log in to online banking or make bills independently. Repayment is included in the main card account, so it is ok.

The main cardholder is in a dominant position and has the right to decide to add or cancel the secondary card. If the primary card is cancelled, the secondary card should be returned to the card issuer voluntarily. When the cardholder of the primary card requests to stop using the secondary card, he should also return the secondary card to the card issuer, and the outstanding debt will still be borne by the cardholder of the primary card.

Is the credit card primary card and credit card primary card and secondary card quota shared? This concludes our introduction. I wonder if you found the information you need from it?