Hello, if you use our credit card, we provide interest-free installment payment service and provide customers with preferential interest-free monthly payment. During the repayment period, customers use our credit card account to pay monthly, and they can enjoy the interest-free period as long as they repay in full according to the bill amount before the monthly due repayment date. However, there will be installment fees, and the specific charging standards can be used in shops. You can log on to our credit card website/,

Click "Financial Staging"-"Shopping by Stages" to inquire. Even if the installment is settled in advance, the handling fee will not be refunded. If you buy installment goods in the credit card mall through our credit card website, you don't have to pay the handling fee.

When your credit card can be used normally, the installment amount is your actual available amount. For example, if your current actual fixed available quota is RMB 3,000, the amount of installment transactions you can handle will not exceed RMB 3,000. After the installment is successful, the installment amount will all take up your fixed amount. You only need to pay the installment amount on time every month, and the fixed amount occupied by the installment amount will be restored after you pay it back.