This is your default payment method, you can modify it. Login to Alipay wallet, there is a method to modify the payment method in the payment settings, and the default payment method can be modified. And if you don't want to modify it, you can click on the location of that credit card when you pay, and other payment methods will pop up for you to choose. If it's online shopping, remember to pass by # yaya yaya #. Online shopping used to pass by. It's a habit now, and you can save a lot of money in a month.