The total amount of issuance is the total amount of credit card issuance, the total amount of circulation is the amount that customers have used in the number of credit cards issued, and the total amount of circulation is a part of the total amount of issuance. The part of the total circulation excluding the total circulation is the total non-circulation.

From the perspective of credit card issuance, compared with 20 19, the growth rate of credit card issuance in basically all banks has slowed down. In terms of state-owned banks, from the published data, the overall growth rate has mostly declined. Among them, the growth rate of credit card issuance of China Bank decreased from 65,438+02.92% in 2065,438+09 to 5.44% in 2020; Agricultural Bank of China decreased from 16.5% to 8.3%; Postal savings bank decreased from 27.03% to 18.32%. Judging from the number of cards issued and the rate of live cards, credit card competition has intensified, and some small and medium-sized banks have seized the market through the Internet, such as issuing virtual credit cards.