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What's the use of American Express Black Card?
if you are referring to the American Express centurion black gold card, this card is the black gold (highest) version of the "centurion series charge card" introduced by American express in Britain in 1999, and it is also called "black card" because the main color of the card face is black. The Centurion Black Gold Card is recognized as the "king of cards" in the world. The card is positioned in the top group, and there is no upper limit (the Centurion Black Gold Card in China is a cooperative credit card, so there is a limit, and the credit line is 2-1 million). The cardholders are mostly politicians, billionaires and celebrities from all over the world, and are invited by American Express to handle it. Online processing is not accepted. Because domestic policies prohibit foreign card organizations from issuing charge cards independently in China, American Express changed the centurion series cards into credit cards in China and authorized China Industrial and Commercial Bank, China Merchants Bank and China Minsheng Bank to issue them. There is no upper limit on the amount of the Centurion Black Gold Card issued abroad, so theoretically, you can buy any valuable goods, but there is only a risk control amount (that is, American Express will set a risk control amount according to the cardholder's consumption habits and daily consumption amount. If the cardholder purchases a commodity exceeding this amount, the staff of American Express will confirm with the cardholder by phone, and after confirming the identity, American Express will complete the payment); The Centurion Black Gold Card issued in China is a credit card, so the card has a fixed amount, and there is no such thing as "unlimited amount". The amount of black gold cards issued by ICBC and China Merchants Bank is about 2-1 million RMB, so it is necessary to apply to the bank for a temporary amount in advance when purchasing goods exceeding the amount.

Tips: The above explanations are for reference only.

Response time: August 13th, 221. Please refer to the latest business changes announced by Ping An Bank in official website.

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