Rong360 is an Internet financial services company. Founded in 2011, Rong360 provides users with search, price comparison and application services for loans, credit cards, financial products and other financial products. Rong360 is just a platform. The loan products on this platform are provided by financial institutions. You must be cautious when borrowing money.
On November 16, 2017, Jianpu Technology, a subsidiary of Rong360, was listed on the New York Stock Exchange. Rong360’s business model is “search matching recommendation”. Users can find a platform that meets their loan needs based on their loan needs, and then fill in the relevant information to apply.
There are many borrowing platforms on Rong360, and users can choose one with a low borrowing rate. In this way, the interest paid after borrowing is relatively small, which is conducive to subsequent repayment. When borrowing money, you generally need to submit valid personal information, and your mobile phone number must be authenticated by real name. After submitting the application, it needs to be reviewed by the platform. After passing the review, you can get the loan.
Different platforms have different borrowing interest rates, and the amount of the first loan will not be very high. However, as the number of users increases and the user can repay the loan on time, then The interest rate for users' borrowings will be reduced and the amount will be increased. At this time, users can pay less interest and borrow more money.