The top 1 credit cards worth raising! Which one do you want to apply for?
Now, more and more people begin to pay attention to credit cards, because credit cards can not only help people overdraw their consumption, but also help them accumulate their own personal credit records. So, what are the top 1 credit cards worth keeping? Here, I will introduce you to the 1 most valuable credit cards.
1. China Merchants Bank YOUNG Card
China Merchants Bank YOUNG Card is a classic credit card, with low application threshold and no fees, and it is also easy for office workers who have just joined the work.
2. Ping An Owner Card
For friends who have cars, Ping An Owner Card is also relatively easy to raise. Ping An car owner card cooperates with PetroChina and Sinopec, and there is a 28% discount for refueling every day, which is worth raising for car owners.
3. Bank of Communications Wal-Mart Credit Card
Bank of Communications Wal-Mart Credit Card can save a lot of money for everyone, and 1, points can be exchanged for a credit card every year, and you can also enjoy the discount of "the most red star period" every week.
4. Guangfa Sharp Card
Guangfa Sharp Card is one of the top 1 credit cards worth keeping. You can cash back the consumption in department stores, supermarkets and restaurants, with a maximum cash back of 5%, saving money and accumulating credit.
5. ABC's beautiful mother card
ABC's beautiful mother card is very suitable for mothers to raise. Every Sunday to next Friday, every time you spend more than 1 yuan, you will get a 1% credit card payment, and every Saturday, every time you spend more than 1 yuan, you will get a 5% credit card payment.
6. ICBC JCB Travel Credit Card
For friends who like to travel, ICBC JCB Travel Credit Card is one of the top 1 credit cards worth keeping. ICBC JCB Travel Credit Card can provide many benefits for overseas travelers.
7. ICBC WeChat Credit Card
ICBC WeChat Credit Card is a valuable online chat family. The repayment grace period is 3 days, and the current repayment grace difference is 1 yuan, which is as low as 5% on weekends.
8. CITIC Bank Taobao Card
Among the 1 most valuable credit cards, CITIC Bank Taobao Card is also one of them. China CITIC Bank Taobao Card supports 1 times points for online transactions, and enjoys 5% discount for designated stores on Wednesdays and Saturdays.
9. People's Livelihood Fellow Uncle Card
People's Livelihood Fellow Uncle Card is also worth raising, with 12 constellations and 12 exclusive cards. While accumulating personal credit, you can also enjoy the exclusive services of fellow uncles.
1. Shanghai Pudong Development Bank Beautiful Woman Card
Shanghai Pudong Development Bank Beautiful Woman Card is also one of the top 1 credit cards worth raising. The cardholder can redeem the gas card/phone bill/JD.COM e-card/movie ticket/Taobao card in Tmall Supermarket/high-end hotel buffet, etc. with accumulated monthly consumption of 3,888 yuan.
what credit card is good? Recommend a good credit card.
I think these credit cards are more affordable and easy to use.
1. CITIC Taobao Card:
Taobao credit cards generally do not enjoy points in online transactions, but cardholders spend tens of thousands of dollars by swiping their cards through Taobao, so it is a bit wasteful to have no points. Many card friends strongly recommend this CITIC Bank Taobao co-branded card, which can also accumulate points when paying with Alipay. Generally, the online transaction score of CITIC Taobao Card is 1 point in 1 yuan, and each consumption is more than 2, yuan, and that of 1 yuan is 2 points. The quick payment score with Alipay can reach 3 to 1 times.
2. Bank of Communications standard credit card:
One point can be accumulated for every 1 yuan spent offline by Bank of Communications credit card. According to the latest news, the standard card of Bank of Communications now has points for online consumption, and it also enjoys ten times points in the month when it is full of five pens in consumption abroad. This card also has the most popular catering activities on Friday, and you can enjoy a maximum discount of 5%. The credit card points of Bank of Communications can also be used to charge phone bills and pay living expenses.
3. Standard Credit Card of China Merchants Bank:
The standard credit card of China Merchants Bank has always been nicknamed "virgin card" by netizens, and its circulation ranks first in the country, with a relatively low bid threshold. The standard card of China Merchants Bank has many consumption concessions. For example, there are half-price discounts on Tuesday, 5% off movie viewing, half-price food on Wednesday, and points redemption activities. You can redeem quality packages at Starbucks, KFC and other places.
Extended information:
A credit card, also called a debit card, is a credit certificate issued by a commercial bank or credit card company to a qualified consumer. It is in the form of a card with the name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back. Consumers with credit cards can go to special commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limit.
the credit card stipulated in the relevant laws of our country (the NPC Standing Committee's Interpretation of the Provisions on Credit Cards) refers to the electronic payment card issued by commercial banks or other financial institutions with all or part of the functions of consumer payment, credit loan, transfer settlement, cash deposit and withdrawal [1-2]. On December 1, 217, the Standard for English Translation and Writing in Public Service Field was officially implemented, stipulating that the English name of the CreditCard standard is Credit Card.
credit card consumption is a non-cash transaction payment method, and it is not necessary to pay cash when spending, and the repayment will be made on the BillingDate.
Credit cards are divided into credit cards and quasi-credit cards. Credit cards refer to credit cards with a certain credit limit within which the cardholder can spend first and then repay. Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund as required, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the specified credit limit. The credit card generally refers to a credit card.
from January 1, 221, the credit card overdraft interest rate will be determined by the card issuer and the cardholder through independent negotiation, and the upper and lower limit management of the credit card overdraft interest rate will be cancelled (the original upper limit is .7 times of the daily interest rate, and the lower limit is .7 times of the daily interest rate).
On May 25th, 221, the Supreme People promulgated and implemented the Provisions of the Supreme People on Several Issues Concerning the Trial of Civil Cases of Bank Cards
The five most valuable credit cards
1. young Card of China Merchants Bank: This card is a credit card with low application threshold, which can be applied by college students who have just joined the work, and the card can be withdrawn quickly, which is more suitable for raising cards in the early stage.
2. Safe Car Owner Card: This is a credit card suitable for car owners' friends to raise cards, and car owners and users can get corresponding discounts when using this card to refuel.
3. Bank of Communications Wal-Mart Co-branded Card: This is a co-branded card of Wal-Mart and Bank of Communications. Users have corresponding discounts when shopping at Wal-Mart, which is suitable for users who often make home shopping.
iv. ICBC's World Struggle Card: ICBC's Struggle Card is also a credit card with low processing threshold and fast withdrawal speed. Novice users can choose to raise the card.
5. Taobao Film Cool Black Co-branded Card of China Everbright Bank: This is a credit card jointly signed by China Everbright Bank and Taobao Film. Users have corresponding discounts when purchasing tickets in Taobao Film, which is suitable for young people to apply for and raise cards.
note: in no particular order.
according to article 7 of the measures for the supervision and administration of credit card business of commercial banks, credit cards refer to all kinds of media that record the relevant information of cardholders' accounts, have the functions of bank credit line and overdraft, and provide relevant banking services for cardholders.
The credit card stipulated in the relevant laws of our country (Interpretation of the NPC Standing Committee on the Provisions on Credit Cards) refers to the electronic payment card issued by commercial banks or other financial institutions with all or some functions such as consumer payment, credit loan, transfer settlement, cash deposit and withdrawal. On December 1, 217, the Standard for English Translation and Writing in Public Service Field was officially implemented, stipulating that the English name of the CreditCard standard is Credit Card.
credit card consumption is a non-cash transaction payment method, and it is not necessary to pay cash when spending, and the repayment will be made on the BillingDate.
Credit cards are divided into credit cards and quasi-credit cards. Credit cards refer to credit cards with a certain credit limit within which the cardholder can spend first and then repay. Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund as required, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the specified credit limit. The credit card generally refers to a credit card.
from January 1, 221, the credit card overdraft interest rate will be determined by the card issuer and the cardholder through independent negotiation, and the upper and lower limit management of the credit card overdraft interest rate will be cancelled (the original upper limit is .7 times of the daily interest rate, and the lower limit is .7 times of the daily interest rate).
On May 25th, 221, the Supreme People promulgated and implemented the Provisions of the Supreme People on Several Issues Concerning the Trial of Civil Cases of Bank Cards.
To tell you the best ten credit cards to apply for
Because they are white households or their qualifications are not very good, it is difficult to get a card, which has blocked many cardholders who want to have their own credit cards. In fact, many times the credit card application can't come down, not only because of poor credit information or poor qualifications, but also because the application posture is wrong or the application time is wrong. So how can I apply for a credit card in the right posture? Different banks have different credit card application standards and different conditions. Is it dazzling? In fact, if you find a pattern, it is easy to find some credit cards that are easy to apply for and have the lowest threshold. Here are ten credit cards that are the easiest to get a card.
first of all, the standard carp card of Bank of Communications is the best card to get off. As long as you have a college degree, you can get the card, and almost all of them are approved in seconds, and the card is very fast. However, the initial amount of Bank of Communications is relatively low, and the risk control is strict. If you are not careful, you will enter the 2k Party. Be careful when swiping your card.
second, it's still a bank credit card. It is the Y-POWER card of Bank of Communications. The card issuance target is mainly for young people (under 3 years old), and it is suitable for young people with general qualifications to apply, and the pass rate is also very high;
third, China merchants bank's Young card. It is also a special card for young people. A newly graduated white collar can apply, and college students who have reached the age of 18 can also apply for a formal internship contract. China Merchants Bank has won a large part of the trust with its excellent service. It is really outrageous not to apply for a credit card of China Merchants Bank. China Merchants Bank not only provides good service, but also the threshold for applying for the Young card is so low. There are no social workers, and the brother who collapsed at home just applies, and maybe he will get the card.
4. Pufa Youth Card. It is also a credit card that serves young people. Credit card will be issued if there is not much problem. In addition to the ordinary credit limit, Pudong Development Bank's credit card also has a high universal fund, which is a card worthy of attention.
v. everbright standard credit card. Although the standard credit card is ugly, the success rate of approval is relatively high, which belongs to the card type of Everbright and low threshold, and eight people can apply;
VI. CITIC Taobao Co-branded Card. CITIC's credit card threshold is not high, and it is relatively easy to apply. You can try it.
7. CCB Longka e payment card, non-physical card credit card. It is a master card type virtual card, which is used for an independent and complete master account and can only be used for online consumption. The target group is also young people in the new era, and it is relatively easy to apply;
8. Minsheng bank in card. Minsheng bank in card, this is a credit card that must be recommended for recommending Minsheng credit card. There are many activities, and it is easier to get a card, so you can apply;
IX. CITIC Tencent Series Co-branded Cards. CITIC and Tencent have a comprehensive strategic cooperation. With the help of Tencent's big data strength, aiming at Tencent's vast audience, the number of card issuance has increased rapidly, and the threshold for card issuance is low, so you can apply;
1. Ping An Bank will be held by you. Free annual fee for life, and get off the card upon application. In addition, there are many activities, and it is worth applying for one.
Four credit cards (debit cards) are most worth applying for, and it is easy for white households to apply for cards.
How much do you know about credit cards (debit cards)? In reality, I believe many people don't know much about credit cards (debit cards), especially when applying for cards, they don't know which credit cards (debit cards) are better to use.
in order to let everyone choose the credit card (debit card) that suits them, I will tell you the four credit cards (debit cards) that are most worth applying for in the following small finance. Have you done it?
I. CITIC Xiaobai Credit Card (Credit Card)
CITIC Xiaobai Credit Card (Credit Card) is a joint-name card jointly launched by CITIC Bank and JD Finance. The changed card belongs to the gold card level and can enjoy all the rights and interests of the gold card.
In addition, the application threshold of this credit card (debit card) is not high, but the amount of card approval is relatively large. Generally speaking, as long as your qualifications are not too bad, the amount of card approval is basically more than 1, yuan.
2. Ping An Yours Credit Card (debit card)
Ping An Yours Credit Card (debit card) is also a credit card (debit card) worth applying for. Yours Credit Card (debit card) is a general card with low application threshold, especially suitable for young people who have just left society.
In addition, Ping An's credit card (debit card) is not low. If you apply at the bank counter, the card approval amount can even reach the level of a gold card as long as your qualifications are acceptable.
Third, China Merchants Bank YOUNG Card
As you know from the name, China Merchants Bank YOUNG Card is a youth card, and the application threshold suitable for it is extremely low. You can apply with a small collar just after graduation, and college students who have reached the age of 18 can also apply with a genuine internship contract.
Why do you recommend applying for YOUNG Card? Because China Merchants Bank's YOUNG card can be cashed out 1%, it can be said that it is a killer of China Merchants Bank's YOUNG card, especially in today's materialistic era, many people have cash needs, and 1% cash withdrawal can better solve the financial dilemma.
IV. Everbright Yanhuang Gold Card
The application threshold of Everbright Yanhuang Gold Card is very low. Some people may complain that the amount of Yanhuang Gold Card is low. Indeed, the amount of Yanhuang Gold Card is not high, but it is easy to raise the amount later, and the problem of low amount can be easily solved.
One of the important reasons why I recommend you to apply for the Yanhuang Gold Card is that Yanhuang Gold Card has many preferential activities. If you like shopping or eating delicious food at ordinary times, you can enjoy a lot of discounts with a Yanhuang Gold Card.
I remind you that the choice of credit card (debit card) is very important. Applying for a credit card (debit card) that suits you is not only more likely to be approved successfully, but also more enjoyable to use. Therefore, you should know more about credit cards (debit cards) before applying, and finally choose a credit card (debit card) that suits you. Never apply blindly.
that's enough for the introduction of credit cards worth applying for in p>217.