Call the bank's customer service hotline, and the overdue interest due to personal reasons should be borne by you. If there are special reasons, you can apply to the bank.

2. Which department should I complain to if the loan interest is illegal?

If it is a bank loan, complain to the People's Bank.

Third, how can banks complain if they don't cut interest rates?

Banks don't cut interest rates. If you want to complain, you can call the bank's customer service phone number, or you can call the China Banking Regulatory Commission to make a complaint and state the facts and reasons that you meet the interest reduction and exemption.

If you are punished for overdue loans or credit cards, there is no chance of winning. You can try to apply for a moratorium on interest calculation. Although the interest generated before cannot be exempted, at least it will not be calculated in the future.

4. How does Weizhong Bank only pay interest?

Bian Xiao takes you to understand the specific operation methods of Weizhong Bank. The repayment method of online merchant bank Weizhong Bank is "equal principal and interest" or "average capital". Step 1: Log in to Weizhong Bank and click "Repay"; Step 2: Enter the "repayment" amount and confirm the repayment; Step 3: Enter the payment password of Weizhong Bank; Step 4: Wait for the audit of Weizhong Bank. After approval, you will receive SMS notification.