We will evaluate and adjust the credit line according to the comprehensive factors such as card holding time, consumption and repayment record. If you want to increase the credit limit, it is suggested that you can diversify your consumption, increase the frequency of consumption, spend more on daily consumption in hotels, restaurants, department stores, etc., standardize the use of cards and repay them on time, and continue to use cards for a period of time before trying to apply. Response time: June 24, 2020. Please refer to the latest business changes announced by Ping An Bank in official website.