if you successfully apply for China merchants bank credit card, the first-year annual fee of most cards will be reduced or exempted in advance by China merchants bank credit card or partners, and the second-year annual fee will be reduced or exempted by swiping the card six times (no limit on the amount) within the whole year of your card validity (from the card issuance date, non-natural year), and the third-year annual fee will be reduced or exempted by swiping the card six times in the second year. The annual fee of a single card can be reduced or exempted for the next year if it is spent for 6 times (the amount and form are not limited). And this offer will be valid for a long time before the change notice of the new annual fee preferential policy. The number of online consumption can also be accumulated in 6 times of annual fee reduction for the following year.