After WeChat binds a credit card, if a credit card is selected after WeChat pays, it is regarded as credit card consumption. When the credit card is not bound, it is not counted as credit card consumption. Mainly whether credit card consumption is counted or not will be related to whether points can be generated. In addition, according to the regulations of major banks, you can spend 6 times a year by swiping your card, and you can avoid paying the annual fee for the next year. However, it should be noted that major banks have different regulations on credit card consumption. Some banks clearly stipulate online payment, including WeChat payment, that is, the number of swipes and points. However, some banks have not made it clear that the number of online payment swipes is not cumulative.

Points, that is, the number of swipes, cannot be calculated.

Credit card consumption refers to a settlement method in which customers use wealth management accounts, Peony Smart Card E Times, Peony Smart Card, Peony International Card, Peony Credit Card, Peony Credit Card and various co-branded cards to make credit card payments, and the money is deducted from relevant bank cards.

Credit card consumption should pay attention to the following points:

1, don't let the card out of sight. If you swipe your card in public, you should be careful not to leave your card. Of course, it is difficult to leave your body, but you must do it without leaving your realization. Your card must be in your sight, especially when checking out at the counter. Pay attention to your cards and never let the bad guys take advantage of it.

2. Remember to manually block the password. No matter where you swipe your card, you must cover your bank card password by hand when you enter your password. If it is not blocked and seen by others, once others remember your account number and password, it is very likely that your account number will be stolen and you will lose money.

3. Confirm the payment amount. You need to sign after swiping the card. At this time, you should carefully look at the information confirmation form you got to see if the amount brushed down is consistent with the amount you bought. If not, please don't sign. If you find anything wrong, you should contact the counter assistant in time to correct it.

4. Set SMS reminders. Your bank card must be set with SMS reminder. This reminder is mainly to let you know what changes have taken place in your bank card at any time and anywhere, so that you can find out whether there is a credit card swipe in time.