credit card

In recent years, credit cards have become more and more popular among young people. The concept of consumption has become fashionable and accessible. Many credit card companies have lowered the evaluation criteria for customer credit. So it is easy for a college student to apply for one or more credit cards.

It is convenient for credit card holders to buy what they want, especially when the price is high, which brings great inconvenience to cash payers. With credit cards, people don't have to carry cash in their wallets. However, ATMs are not very popular in China, so sometimes cash is necessary.

For an ordinary college student, the disposable allowance is limited. So you can't buy more expensive things without a credit card. On the other hand, credit card holders can easily buy what they want and pay the rest in the next few months.

However, the disadvantages of holding a credit card are obvious. Young people, especially college students, are financially supported by their parents. Some of them do part-time or part-time jobs to make money, but they are still limited to pay off their debts. The ability of college students to pay tuition fees is questioned. In addition, some young people abuse credit cards. They can't control their monthly consumption desire, even if they are unable to repay their debts.