Legal analysis: This is illegal. The company infringes on citizens’ property rights by forcing them to apply for credit cards without their consent. This does not fall within the obligations that employees should perform, nor does it fall within the scope of company rules and regulations that should be observed. The company may terminate the labor contract if it unilaterally violates the law, and the employee may require it to continue performance or pay double economic compensation. Rights can be safeguarded through arbitration.

Legal basis: Article 13 of the "Constitution of the People's Republic of China" The lawful private property of citizens is inviolable. The state protects citizens' private property rights and inheritance rights in accordance with legal provisions. For the needs of public interests, the state may expropriate or expropriate the private property of citizens in accordance with legal provisions and provide compensation.