There are always a few days in a month, and I really want to buy it from buy buy. There are always so many times a year that I need to spend more money. What if the credit card limit is not enough? You must apply to the bank for withdrawal. So, how to increase the credit card limit of CCB, and are there any skills to increase the credit card limit?
First of all, how to raise CCB's credit card?
1. Login to the homepage of CCB official website: click the login button on the right side of personal online banking at the top left, and after logging in, select Credit Card-Card Manager-Line Management-Apply for Line Adjustment, and select temporary increase of credit line in the line adjustment type to apply;
2. Pay attention to the official account of CCB WeChat WeChat: bind the credit card and click "Credit card-quota management-apply now";
3. Login to the mobile banking of China Construction Bank: apply through "Credit Card-Credit Card Management-Line Adjustment".
How to adjust credit card limit through mobile banking: log in to mobile banking, enter Credit Card-Credit Card Management-Limit Adjustment, click "Apply for Limit Adjustment", enter the limit to be applied, and click "Next" to submit.
Tips: Due to different versions of mobile banking, the operation path may be different.
Secondly, is there any skill to increase the quota?
Generally speaking, centralized card raising; Use your card actively. If you can use credit cards, use them as much as possible. If you often swipe your card, the bank will think you are an active card customer. Pay back on time and in full every time, and the bank will think you are a good credit customer; Add a debit card daily account to prove that you have a fixed source of income (click on the specific withdrawal skills)
The method of increasing the credit card limit can solve the problem of insufficient credit limit in minutes.
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Tip: CCB will apply for a temporary increase in credit line, and the review time will be 3 working days. CCB will notify the cardholder of the audit results by SMS.
What does the curve withdrawal of CCB credit card mean?
The credit card curve of CCB is to adopt other methods to increase the credit card limit without contacting customer service. If you want to increase the limit, you can apply for a more advanced credit card. The new credit card has a higher limit than the original credit card, thus achieving the purpose of increasing the limit. For example, if you have an ordinary card with a limit of 5,000 and a new credit card with a limit of 6,543.8+0,000, this is curve withdrawal.
CCB credit cards can improve the success rate of curve withdrawal as follows:
1, online banking or WeChat card channel application.
2. The debt should not be too high, but less than 50%.
3. There are other banks with high credit cards, which have been used for 1 year.
4. It is best not to have more than four credit cards in other banks, and the pass rate of more than six will be greatly reduced.