You can hang your bank account on paypal, and then you can pay. In addition, ebay can also apply for a credit card and billmelater, but only one of them, because I used to have billmelater, and then I want to apply for a new black and cool ebay credit card, saying that I can't apply if I already have billmelater. Add a bank account to paypal. You already have this. Checks and savings accounts will do. Generally, ebay in the United States can only use paypal.