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After 30 years, nothing has been achieved, and there are hundreds of thousands of debts. How to fight back?
I am forty-three years old. A few years ago, I failed to start a business and owed 600,000 yuan, but it was never overdue. If you want to learn, I will tell you, provided that you have confidence in your future repayment ability and have no idea of breaking the contract.

1. The credit card utilization rate is definitely above 90%, so there is no need to discuss the method of collecting money by credit card. However, the credit card repayment experience must not be repaid in full in large amounts, with a limit of one or two thousand. Try to recycle the full repayment and collect less late fees, although there will be a handling fee.

2. All online loans and small loans with credit information should be settled as far as possible or repaid on time, because credit information can be spent, but it can't be black.

To find a job with a fixed salary, you must have insurance and find a part-time job. Together, your monthly income will exceed 6 thousand, which is to give yourself confidence and give creditors confidence.

4. It is best to buy the company's stock, but it must be dry stock. You can decide the form of shares, which can be a plan idea, an honorary consultant or even a 24-hour shop, but there must be performance shares.

5. Extend the debt period, such as 36 installments of tens of thousands of loans, and then use the money to pay off the previous high-interest loans. Don't think that I already owe so much money, and I have to increase interest. Isn't this a loan-backed loan? Wrong, your existing debt is, for example, 12 installment. Extending to 24 or 36 issues is to relieve your stress. I said at the beginning, provided that you don't default on your debts or yourself in the future.

6. Calm down and pay off the debt in three years. On average, the pressure will not be so great every month. I have met many overdue friends because I always want to reduce my debt immediately or within a few months. Can your creditors trust you?

Generally speaking, your monthly income plus the performance share commission can spread the monthly installment repayment after the deferred debt, and you will succeed, and the landing will be just around the corner.

Finally, say a few words, don't believe what is said online. If you are in debt, you will be overdue. It's okay. Live first. I'm telling you, if you don't pay it back within the time limit, you are even worse than a dog. I have never complained about any online loans and small loans until today. Why? Because they are the only people who can help me when I need money most. Don't you know the interest before withdrawing cash? If you choose to use it, he is your benefactor Debt pressure is your own problem, not the problem of online loans and small loans. Only self-improvement can solve all problems. On the other hand, even if there is no debt, what is the point of a mediocre life? Debt is the best experience to help us see our friends, our abilities and the world clearly. This is wealth, I hope you cherish it.

Find a good job and pay off the debt first.

study hard

The more debts the anti-hairy crabs have, the better.