Is it true that I received the information about ICBC credit card limit increase? How much can I generally withdraw?
1. ICBC often relaxes from time to time, and offers exclusive limit increase activities for high-quality users. The maximum limit is 50,000 yuan. Cardholders can register to participate in the event after receiving the invitation text message, and then use the card to make purchases to increase the limit. However, although many cardholders have received text messages, they suspect that it is not true. Let’s take a look at what is going on with ICBC’s exclusive limit increase.
2. The exclusive limit increase for ICBC credit cards actually means converting the consumption limit during the event into a permanent limit. However, this event is not available at any time, so you can call customer service to consult. Users who actively receive the invitation text message from ICBC Auntie 95588 can directly follow the text message prompts to participate in the event. Of course, it is not ruled out that there are fake text messages received. This needs to be identified, mainly to see if the text message has a link. If there is no link, it is usually genuine. After all, participating in the event does not require you to click on a link, but simply reply to the "exclusive quota increase" registration via text message. After successful registration, you need to swipe your card for consumption on the designated platforms, which mainly include WeChat Pay, Alipay, JD Pay, Yi Pay, Baidu Wallet, Suning Pay and NetEase Pay. Then the consumption will be calculated according to your consumption pattern. The amount will be converted into a fixed amount according to the activity regulations.
3. If it is a card-tied consumption, the consumption amount can be converted by 3 times, the amount of overseas or overseas shopping can be converted by 2 times, and the other consumption amount can be converted by 1 times. However, no matter how you use it, , the fixed amount is capped at 50,000 yuan. The above is the relevant introduction to "Is the exclusive limit increase for ICBC credit cards real?" I hope it will be helpful to everyone. The last thing to remind is that the final result of the exclusive ICBC credit card limit increase is subject to the bank's approval. If the limit increase conditions are met, the limit will be adjusted gradually after 5 working days. It usually takes more than 6 months for ICBC credit card SMS invitations to increase the limit. If the user applies for a credit card that has been used for more than 6 months, there is a certain chance of receiving a limit increase SMS. If the user's credit report is good, the chance of a credit increase after being invited is relatively high, but in fact, the review results of the Industrial and Commercial Bank of China still have to prevail.
Of course, there are also users who have been using the system for a year or more before receiving an invitation to increase their credit limit via text message. This situation is also normal. ICBC will send the SMS limit increase message based on the user’s usage.
What is the most efficient way to increase the limit of ICBC credit card?
The first method: send a text message
ICBC text message to adjust the limit YJTE##currency#desired limit#encryptor dynamic password to 95588 (permanent adjustment)
ICBC text message to adjust the limit LSTE##currency#desired limit#expiration date#password dynamic password to 95588 (temporary adjustment)
Note: this must have a passcode to use (Go to the bank to activate this, it’s free)
Second type: ICBC code limit increase
ICBC is not available in other provinces except Fujian Province. Credit cards can be used for more than half a year. 4 stars 'Password device' mobile phone number' Debit card is bound to credit card 'Cards under 10,000' can withdraw a fixed amount of 50,000-100,000' and the result will be known within an hour.
SMS limit increase requires customers to activate SMS banking. Specific steps 1: Enter online banking and select e-banking registration, and then activate SMS banking by yourself.
Third option: Provide proof of financial resources
As I said just now, ordinary customers do not have these, real estate certificates and car certificates. Some customers have direct relations with the bank. They can make fake real estate certificates or car certificates. Because they are related, they will not check them. Whether your certificate is genuine or not, you can have a success rate of more than 90%
Submit proof of financial resources for running precious metal transactions. You can choose any one of these three methods to operate. It must be done before the customer Under the premise of being a 5-star customer, it becomes much easier to increase the quota by doing these auxiliary tasks to increase the rating.
The fourth method: online precious metal trading (the most stable)
That is, go to ICBC online banking, open an account in the financial investment section, invest funds, conduct transactions there, and pay the procedures
After trading a few times, I called to apply, saying, I want to do precious metals, but the funds are not enough, and the quota given is fixed.
These are two methods. You can ask the customer to confirm the balance by themselves. You are applying on the phone. Don’t tell the customer that after the phone application is completed, just say that it is done and you will handle the increase. , he doesn’t know how you will operate it
The fifth method: US dollar method
If it is a dual-currency card; first deposit 100 US dollars for yourself; then call customer service to apply for withdrawal Amount: The reason is that when applying to go abroad, the US dollar limit is increased, and the RMB limit is also increased accordingly. You can apply for more than 10 times.
U.S. dollars can be directly deposited online. Enter ICBC online banking, click on credit card, click on the repayment currency in U.S. dollars, select foreign exchange purchase and repayment, enter 100 U.S. dollars, and then the money from the savings card can be returned to the dual currency card into U.S. dollars. . The more dollars you save, the greater your chance of success.
The sixth way to brush water:
1. You can brush it multiple times. For example, for a 1,000 small card, you can deposit 1,000 and swipe it out every day, and then deposit it and swipe it out. You can use the card to make purchases. If you don’t have so much money to waste, you can use POS. You must have points and swipe it every day. After a week, you can call and apply. , saying that my trading volume is large and my quota is not enough, can I increase the quota?
2. The next step is to swipe enough. For a 1,000 small card, deposit 20,000 or 10,000, deposit it in and swipe it out, and then call to apply.
It is generally the second method to increase the credit limit of ICBC for others online.
If you are afraid of risks, just let the customer do it by himself, and then you can apply for him. This is the third situation we started with, which is why some people say it can be done in 20 minutes. When you go to him, he will ask you to do this.
The seventh method: How to withdraw 500,000 yuan with a platinum card
This must be a platinum card, and the method is to apply for a card in another place.
For example, my previous card was from Shanghai. I went to Beijing and Shenzhen to apply for a card, so that I could easily get a card with a limit of 500,000.
How to increase the credit limit via ICBC credit card SMS? A simple operation can increase your credit limit by 50,000
As the largest bank in the world, the credit cards issued by ICBC have high gold content and are favored by cardholders. Many people choose to apply for ICBC credit cards as their first card. As we all know, when you apply for a credit card for the first time, the limit will not be too high. What should you do if you want to increase the limit? Today I will introduce to you how to increase the limit of ICBC credit card via SMS.
There are many ways to increase the limit of ICBC credit card, such as customer service hotline, online banking, ICBC e-life, bank counters, etc. Many card friends have shared that ICBC credit card SMS limit increase, even for 5,000 dishes. With the card, you can increase the limit to 50,000 in one year.
So, how to increase the credit limit via ICBC credit card text message? The specific steps are as follows:
1. Send "limit increase promotion" to 95588;
2. After receiving the reply text message from 95588, reply: 1;
3. After receiving the reply text message from 95588, the reply is: Exclusive quota increase;
4. After receiving the text message, the result will be available within 5 working days.
This ICBC credit card short-term interest limit increase promotion will last until August 31, 2018. If you are an invited customer, you must seize the opportunity to increase your limit. If you do not receive the limit increase promotion, For event invitations, you can also try to increase your quota.
Through the above introduction, do you already know how to increase the limit of ICBC credit card? I suggest you give it a try. After all, the Aunt Bank credit card is relatively easy to use, and it is also a good thing to increase the limit.
How to send a text message to increase the limit of ICBC credit card
Many friends who use ICBC credit cards will want to increase the limit after using it for a period of time, but it is too troublesome to go to the bank to apply for it by yourself. So, is there any way to easily increase your quota? This article will introduce to you how to send a text message to increase the credit limit of ICBC credit card.
To be specific, ICBC credit card users only need to send the following text message to increase the limit:
ICBC text message to adjust the limit YJTE##currency#desired limit#encryptor dynamic password to 95588 (permanent adjustment)
ICBC SMS limit adjustment LSTE##currency#desired limit#expiration date#password dynamic password to 95588 (temporary adjustment)
In addition, it is worth noting that you must have the ICBC U-Shield cipher to operate in this way.
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How long does it take to increase the limit of ICBC credit card SMS invitation?
It usually takes more than 6 months to increase the limit of ICBC credit card SMS invitation. If the user applies for a credit card that has been used for more than 6 months, there will be a certain amount of time. Chances are you will receive a text message with a quota increase. If the user's credit report is good, the chance of a credit increase after being invited is relatively high, but in fact, the review results of the Industrial and Commercial Bank of China still have to prevail.
Of course, there are also users who have been using the system for a year or more before receiving an invitation to increase their credit limit via text message. This situation is also normal. ICBC will send the SMS limit increase message based on the user’s usage.
ICBC credit card limit increase text message
If the user receives a text message from ICBC inviting you to increase the limit while using the credit card, it means that the cardholder has met the bank's requirements for increasing the credit card limit. If required, you can call the ICBC credit card customer service hotline to apply for a limit increase, and the bank will approve it.
How much the credit limit of an ICBC credit card can be increased is determined by the cardholder’s recent card usage habits. If the consumption limit is relatively high during use and the repayment can be made on time, the limit can be increased. A relatively large amount. If the cardholder feels that the limit is not used, he does not need to apply for a limit increase.
After you have a higher credit limit with an ICBC credit card, you can purchase large amounts of goods, but you must be restrained in spending and do not exceed your personal tolerance. If you do not restrain yourself during repayment, you will have difficulties in repaying it. If it is overdue, it will also affect your personal credit score. This is something everyone should pay attention to.
Generally, a newly applied for ICBC credit card needs to be used for more than three months before applying for a temporary limit, and for more than six months before you can apply for an increase in the permanent limit. If your application for increasing the fixed limit is rejected by the bank, you want to apply again. The interval must be more than half a year, and you can apply for the temporary quota at will.
That’s it for the introduction of ICBC credit card limit increase SMS.