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I have an ICBC credit card, but I have no money left. How do I calculate the annual fee?

According to your description, your bank card is a Peony Money Link debit card, not a credit card.

ICBC card cancellation regulations:

If the average daily balance of the account in the current quarter is less than 300 yuan, the bank will automatically deduct a management fee of 3 yuan per quarter and 10 yuan per year. fee. If you are in arrears for one and a half years, the bank will automatically cancel the account. Resumption of use or cancellation will require payment of arrears.

If you want to cancel, you need to bring your ID card to the account opening outlet to apply. When canceling, you need to pay the arrears: an annual management fee of 12 yuan plus an annual fee of 10 yuan to 22 yuan.

Additional question:

If you transfer money into it again, the unpaid annual fee and small management fee will be deducted.