Ping An Credit Card is currently the most supported credit card by online banking, and is supported by Taobao, Paipai, Baidu Youah and other online shopping websites. Third-party payments such as Alipay, Baipay, Tenpay, Kuaiqian, and UnionPay online payment are also supported.

Consumption online is included in the consumption record just like consumption by credit card, but some online purchases are not rewarded with points.

Credit cards are generally used for swiping purchases, but there are also more primitive ones where the credit card number can be printed on paper and signed. It is generally seen in Hong Kong and Taiwan, so the card number of the credit card must protrude when making it, but the debit card does not need to protrude.

Another situation is to swipe your card over the phone, which is more common for phone purchases such as booking air tickets. After you report your card number, you will be prompted by a voice to enter your password, and finally your CVC (CardVerificationCode), which is the credit card verification code, will be manually checked. . It appears on the back of the credit card, at the top of the signature area in italics. The first four digits are the card number, and the last three digits are the verification code, which is the last three digits.

Note that in some places, you do not need to enter a password to swipe a credit card. Even if you enter it incorrectly, you can still swipe the card successfully. Where there is no need to swipe a card, this verification code is very important (it does not refer to the password of the credit card) and should be kept properly, otherwise others will be able to spend money if they have your card number and CVC code.

The prudent method is to tape up the CVC code and just remember it yourself. This way, others will not see the CVC code when they swipe your card.