Yes, buying a house with a credit card in installments can be used as a way to get a loan. Specifically, you can use a credit card to pay for a house in installments, and then apply for a home loan to repay the credit card installment amount. The advantage of this is that it can spread the repayment pressure, and at the same time, you can also use the installment payment function of your credit card to enjoy certain discounts or interest-free installment benefits.

However, it should be noted that using a credit card to purchase a house in installments before applying for a home loan may have a certain impact on your loan application. This is because banks will comprehensively consider factors such as your credit history, income, and debt situation when approving a home loan. If your credit card installment amount is large, it may increase your debt burden and affect your loan application.

So, when considering using a credit card to purchase a house in installments before applying for a home loan, it is recommended that you consult your bank or lending institution in advance to understand their policies and requirements for credit card installment payments, and whether they will apply for your loan. will have an impact. This can help you better plan and arrange your home purchase and loan plans.

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