The minimum repayment amount of a credit card means that if the cardholder has difficulty in repaying all the payables before the due repayment date (inclusive), he can repay according to the minimum repayment amount stipulated by the issuing bank, but he cannot enjoy the interest-free repayment period. The minimum repayment amount is 65438+ 00% of the consumption amount plus other payables. The minimum repayment amount is listed on the current bill.

Calculation formula: minimum repayment amount = 65438+ 00% of unpaid consumption within the credit line+65438+000% of cash advance transaction amount+65438+000% of unpaid part of previous minimum repayment amount+65438+000% of consumption exceeding the credit line+65438+expenses and interest.