ICBC Peony Card is very good among the credit cards of major banks. Industrial and Commercial Bank of China Peony Card - Low-key brilliance, graceful elegance, and proud leader. Once after get off work, I was waiting for the bus in front of my workplace and saw promotional materials for the Peony Card posted on the advertising board at the station. One of the men actually used the new UnionPay brand to apply for an ICBC International Visa. When he was dreaming about this card, he took a look at the advert of the Peony Card. One sentence caught my attention: "Peony Card There are no handling fees for local deposits and withdrawals. "What a simple sentence, but it should be such a basic function in the eyes of others. However, there is currently only one domestic bank that can do this, and that is ICBC. Whenever a card is issued, whether it is an overpayment or an overdraft, Peony Card does not charge any handling fee. This is the spirit of big banks. When other banks vigorously advertise that cash withdrawal fees start from 5 yuan or 10 yuan, Peony Card takes it for granted that there is no charge.