Credit cards can normally be repaid in installments, that is, directly apply for amortization of the credit card bill. The common installments that can be selected are 6, 12, 18, and 24 installments. Generally, a handling fee is required to repay a credit card in installments, and the installment handling fee is often incorporated into the repayment amount of each installment. So why can’t credit cards be paid in installments? Let’s find out together.

What is the reason why credit card cannot be repaid in installments?

1. If the credit card bill amount is too low, the installment repayment business cannot be carried out. Generally, bank credit card installments have a minimum threshold. The starting amount of a credit card installment is at least 500 yuan. If the amount is insufficient, installments cannot be made.

2. Part of the credit card bill is a temporary limit bill. The temporary limit cannot be repaid in installments and must be repaid in full upon maturity.

3 Abnormal credit card status, such as the credit card being blocked or the credit card blocked, will cause the user to be unable to handle installment business.

4 The cardholder has already applied for installment business once. Bills that have been paid in installments or have minimum repayments cannot apply for installment repayment again.

There are many reasons why your credit card cannot be rescheduled. If the user fails to submit an installment application on the credit card page, it means that the user does not meet the conditions for installment repayment.