There is a basic principle in law, that is, no punishment for one crime, which means that serving a sentence has offset the mistakes made by malicious overdraft, and malicious overdraft will not be sentenced again for the same thing.

In terms of incidental civil compensation, banks will generally file incidental civil lawsuits at the same time. All compensation amounts shall be subject to the court's judgment. Therefore, the malicious overdrafter has no obligation to repay the derivative interest generated after the court decision.