Technology for making counterfeit credit cards

Bring your ID card (over 18 years old) and documents proving your ability to repay (work certificate, income certificate, real estate certificate or Banking documents) go to the bank branch to apply. The bank thinks you have the possibility of approving the card and will accept your application and fill out the application form for you and wait for the bank's review.

The bank will verify your application materials, go to the personal credit system to check your credit record, give your application materials a comprehensive score, and show you which results are based on which score you have, and will never approve the card. The card will be approved from low limit to high limit. Applicants can check the application results through the website or by phone.

If you want to apply for a high-limit application, you need to submit high-quality credit certificates, such as certificates of large deposits, certificates of large-scale real estate, or that you are a high-quality bank customer with a high position and high income, etc.

What is a counterfeit credit card?

A counterfeit credit card refers to a card that is not used by the credit card owner but a card that criminals use technical means to reveal the original card information and illegally swipe the card for cash. The structure of a credit card is the same as that of a door card. The magnetic stripe on the card records the cardholder's information code, and there is also a set of identification codes. If you connect it to a card swiping machine, or use a card reader (skimmer) with a memory storage device, you can swipe your credit card on it and all the numbers on the real card will be recorded. After obtaining these numbers, the criminal gang attached a magnetic strip to a blank card (commonly known as a white card), entered the skimmed code, and then used an embossing machine to print an anti-counterfeiting label. In this way, a card issued by the card-issuing bank was created. The credit card is the same as the fake card. People who use fake cards to spend money will usually spend a lot of money continuously until they max out their cards before they are discovered or have their cards suspended.

How to identify counterfeit credit cards? These skills must be mastered

Leaked credit card information can easily be used by criminals to make fake cards and use them on POS machines. If POS merchants do not identify counterfeit card transactions in time, they will need to bear the losses of the card being used. . Therefore, merchants must promptly identify counterfeit credit cards. Here we will teach you a few methods to identify counterfeit cards.

1. Identify from the credit card itself:

1) Check whether the starting number of the credit card matches the issuing organization. The UnionPay single currency card starts with 62, and the UnionPay VISA dual currency card starts with 4. UnionPay MasterCard Dual Currency Card starts with 5. If it does not match the card issuing organization, it is undoubtedly a counterfeit card;

2) Check whether the validity period of the credit card has expired, and check the customer service number on the back of the credit card Does it match the marked customer service number of the card issuer?

2. Identification from the credit card POS receipt:

After the credit card transaction, compare the credit card displayed on the POS machine receipt with the credit card. If they are inconsistent, it may be a counterfeit card.

3. Call to identify:

If the counterfeiting technology is relatively high and cannot be identified by the naked eye, but you are afraid of encountering a fake card, you can directly call the China UnionPay Authorized Center and Report the first 6 digits to the authorized personnel, who will check whether the issuing bank marked on the credit card is consistent with the actual issuing bank. If it is inconsistent, it is definitely a counterfeit card.

4. Identification from the cardholder’s behavior:

Using a counterfeit card to swipe the card will hide the credit card, look nervous when swiping the card, be impatient when the merchant checks the credit card, and even Deliberately finding other topics to distract the merchant's attention, taking back the credit card immediately after swiping the card, etc. These are all signs of ulterior motives and guilty conscience.

How to make a fake credit card?

Most credit cards use a complex encryption algorithm. You need to know the keys and professional card production equipment.

It is illegal to forge a credit card, so think twice before doing so.

This is the end of the introduction about counterfeit credit card technology and what counterfeit credit cards mean. Have you found the information you need?