What is the difference between Bank of China’s Great Wall International Euro Card and Great Wall Credit Card Global Pass? I am studying in Europe, which one is more cost-effective?

Great Wall International Euro Card: Foreign consumption is calculated in euros. When you purchase foreign exchange and repay, the repayment amount will be calculated for you based on the exchange rate at the time of repayment; you can choose to repay in euros.

Great Wall Credit Card Global Pass: When you spend money abroad, it is directly converted into RMB at the current exchange rate and credited into the consumer account, and repayment is only in RMB.

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