Is it necessary to apply for a joint credit card in JD.COM? COM？

It is necessary to do it.

JD.COM co-branded credit cards have certain advantages and attractions. As a credit card launched in cooperation with JD.COM, it offers special discounts related to shopping in JD.COM. With this card, you can enjoy bonus points, exclusive discounts or cash back when spending on the JD.COM platform, which is very affordable and attractive for users who often shop in JD.COM.

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