Legal analysis: The money owed to a credit card will affect your personal credit. The credit card lender will call you first to notify you of the repayment. It will not sue you for freezing the money in the bank card under your name, but it will not deduct your money. money.

Legal basis: "Social Insurance Law of the People's Republic of China"

Article 4 Employers and individuals within the territory of the People's Republic of China shall pay social insurance premiums in accordance with the law. They have the right to inquire payment records and personal rights records, and require social insurance agencies to provide social insurance consulting and other related services.

Individuals enjoy social insurance benefits in accordance with the law and have the right to supervise the payment of contributions by their units.

Article 5 People’s governments at or above the county level shall incorporate social insurance undertakings into national economic and social development plans.

The state raises social insurance funds through multiple channels. People's governments at or above the county level shall provide necessary financial support to social insurance undertakings.

The state supports social insurance through preferential tax policies.