Usually within 7-15 days.

How to use credit card: 1. Activate the credit card. After successfully applying for the credit card, it can only be used after activation. 2. Consumption or cash withdrawal: Once the credit card is activated, it can be used for consumption. It can be bound to Alipay, WeChat and other software for consumption payment, or it can be swiped at merchants for consumption. If you need cash urgently, you can also withdraw cash through bank counters or ATMs. 3. Repayment: Return the arrears after consumption and cash withdrawal as scheduled to avoid affecting future consumption.

Notes on using credit cards: 1. Repay on time: If the debt is not paid off on time, it will affect your credit record, and you will also be charged penalty for delay. 2. Consumption diversification: You can swipe your card for consumption in places you don’t use, such as restaurants, shopping malls, etc. 3. Don’t swipe the card too frequently: The frequency of swiping the card should not be too frequent. If the card swiping action is abnormal, the bank will easily conduct risk control.