Can I cancel my credit card if it is not activated?

Yes, I can cancel my credit card if it is not activated. Applicants can go to the business outlets of the issuing bank to cancel their credit cards with their ID cards and credit cards to be sold, or they can call the customer service hotline of the issuing bank and turn to manual customer service to apply for cancellation of credit cards. The cancelled cards need to be properly kept, and should not be discarded at will to prevent others from stealing credit cards or personal information.

credit card application conditions and information.

1. No matter what kind of credit card, there is an age limit: you must be at least 18 years old and have full civil capacity;

2. stable work, reliable economic sources and good credit;

3. Provide corresponding identification documents: a copy of ID card or military officer's card;

4. proof of work. some banks also need to provide proof of income and financial resources. Financial proof can include a copy of real estate license, a copy of motor vehicle driving license, passbook, etc. Anyway, financial proof depends on the individual's repayment ability, which makes it easier to handle;

5. Proof of residence, which can be a copy of the household registration book, proof materials issued by the street, or other proof materials. This is easier to do;

6. fill out an application form for applying for a credit card.

the credit card billing date means that the issuing bank will regularly summarize and settle all transactions and expenses in your credit card account in the current period every month, calculate the total amount owed and the minimum repayment amount in the current period, and mail the statement for you. This date is the billing statement of your credit card. Credit card repayment date refers to the latest date when the issuing bank (or institution) requires the cardholder to repay the payable amount.

a few days after the bank credit card issues the bill, each bank's credit card will agree on a billing date and a repayment date, in which the billing date is the date when the credit card issues the bill, and the repayment date is what we call the final repayment date. After the credit card is billed, it can be repaid between the billing date and the repayment date. The billing date of the credit card is the day when the bill is issued, and the repayment date is the final repayment date. Users can repay within this period of time, and the repayment must be completed on the repayment date at the latest.

Repay the credit card bill as soon as it comes out. Repay the monthly credit card bill as soon as it comes out. There is no problem. Users can choose to pay off the debt in one lump sum or by installments. As long as they pay off this month's bill before the repayment date, personal credit information will not have any impact. In general, users need to remember the repayment date.

the credit card has not been activated. can I cancel it?

Preface: Credit card is an item that we often use when handling banking business, so if the opened credit card is not activated, can it be cancelled? If possible, what cancellation procedures are needed? Let's take a look with Xiaobian!

1. Deactivated credit cards can also be cancelled

Credit cards can also be cancelled if they are not activated by users. Besides specific credit cards, such as platinum cards, the cancellation of ordinary credit cards will generally not charge any fees and will not affect personal credit.

second, how to cancel the credit card

if you want to cancel the inactive credit card, you can cancel it by telephone, at outlets and at designated places. Credit card holders can call the customer service phone number of the relevant bank to apply for cancellation. At the same time, cardholders can also bring their ID cards and credit cards to the designated outlets of the bank for cancellation. This cancellation method needs to fill in the relevant cancellation application form. The bank will report a copy of the cardholder's identity and the cancellation application form to the bank's headquarters. Can the real cardholder call at the time notified by the bank to verify whether his credit card has been cancelled successfully? The bank cards of a few banks need to be cancelled at the place designated by the due bank. Different banks have different regulations, and cardholders can consult the customer service of the bank to cancel the business.

third, the activation channel of credit card

after the credit card is processed, it needs to be activated. Cardholders can access my credit card page through official website, and then choose the credit card activation service. At the same time, customers who have opened online banking can also activate their credit cards and online banking. General banks will have credit card activation service. Cardholders can call the customer service phone on the back of the credit card. After selecting the activated business, the customer service will inform the customer of the specific process of credit card activation. And customers can also activate their credit cards through the official procedures of the bank.

can I cancel my credit card directly if it is not activated?

BOC's credit card is not activated, so you can cancel your account. China Bank's credit card activities are rich and colorful, so it is recommended to keep them. If cancellation is really necessary, you can call the customer service hotline of Bank of China at 46695566 for pre-cancellation. After pre-cancellation, the card can no longer be consumed, but repayment is supported.

the above contents are for your reference. please refer to the actual business regulations.

if you have any questions, please consult the online customer service of China Bank or download and use the mobile banking APP of China Bank to consult and handle related business.

Inactive credit cards can be cancelled. No

Inactive credit cards are actually very simple to cancel. Applicants can bring their ID cards and credit cards, find the relevant staff at the branch of the bank where the credit card belongs, and then cancel.

a credit card, also known as a debit card, is a credit certificate issued by a commercial bank or credit card company to a consumer with qualified credit. It is in the form of a card with the name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back.

consumers with credit cards can go to the special commercial service department for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limit.

The credit card stipulated in the relevant laws of our country (Interpretation of the NPC Standing Committee on the Provisions on Credit Cards) refers to the electronic payment card issued by commercial banks or other financial institutions with all or some functions such as consumer payment, credit loan, transfer settlement, cash deposit and withdrawal.

On December 1, 217, the English Translation and Writing Standard for Public Service was officially implemented, stipulating that the English name of the CreditCard standard is Credit Card.

credit card consumption is a non-cash transaction payment method, and it is not necessary to pay cash when spending, and the repayment will be made on the BillingDate.

Credit cards are divided into credit cards and quasi-credit cards. Credit cards refer to credit cards with a certain credit limit within which the cardholder can spend first and then repay. Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund as required, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the specified credit limit.

The credit card generally refers to a debit card only.

from January 1, 221, the credit card overdraft interest rate will be determined by the card issuer and the cardholder through independent negotiation, and the upper and lower limit management of the credit card overdraft interest rate will be cancelled (the original upper limit is .7 times of the daily interest rate, and the lower limit is .7 times of the daily interest rate).

On May 25th, 221, the Supreme People promulgated and implemented the Provisions of the Supreme People on Several Issues Concerning the Trial of Civil Cases of Bank Cards.

in p>1915, credit cards originated in America. The earliest institutions that issued credit cards were not banks, but some department stores, restaurants, entertainment industries and gasoline companies.

In order to attract customers, promote products and expand turnover, some shops and restaurants in the United States selectively gave customers a kind of credit chip similar to a metal badge, which later evolved into a card made of plastic as a proof of customers' purchase and consumption, and launched the credit service of purchasing goods at this firm or company or gas station with the credit chip. Customers can buy goods on credit at these chip-issuing shops and their semicolons and pay for them on schedule. This is the prototype of credit card.

that's enough for the introduction of cancellation if the credit card is not activated.