400-089-5558 is a fraudulent phone call, posing as the credit card center of China CITIC Bank. CITIC Bank Credit Card Center is 889, not 089. When you receive such a call again, you need to distinguish and not be cheated.

1, the age must reach 18 years old and above, and the party concerned has full capacity for civil conduct;

2. The cardholder has a legal and stable wage income and no bad credit record;

3. The cardholder provides a valid personal identity document;

4. Provide personal work certificate, income certificate and financial status certificate to the bank;

5. Provide personal residence certificate, copy of household registration book or proof materials of sub-district office, etc.

The above are some basic conditions for handling credit cards.

Process:

1. Fill in the application form: applicants who apply for credit cards must first fill in a detailed application form, with personal identity information, basic information, financial status and other contents in detail; It is helpful for banks to review this;

2. Bank review application materials: After the user provides detailed information, the rest will be reviewed by the bank. If the bank believes that the user information is true and detailed after the audit. It is possible to approve the user's credit card application. If the news is not true, the bank will directly reject the user's credit card application;

3. The bank opens an account for the applicant: if the credit card information passes, the bank will inform the applicant to open an account and open a brand-new independent credit card account for him;

4. Business card printing and card issuance: After opening an account, the applicant needs to go home for a few days, and the bank will inform the applicant to pick up the card from the bank or mail it to the applicant.