It is normal for two Qingdao Bank credit cards to have one limit.
Currently, Qingdao Bank has a total of two credit cards, Meituan Card and Standard Gold. According to actual testing, the two cards can be used in one account, which is an account merger. The limit is unlimited and bill repayment can be made no matter where. Spend with one card and return any card, no need to distinguish! From this point of view, Qingdao Meituan Card, unlike the Meituan Card of Jiangsu and other banks, is not directly related to the bank, has an independent limit, and the card is valid for life. The Qingdao Meituan Card still has a limit increase mechanism, and it is a card mainly recommended for biological children. As for the other standard gold card, it is more like an adopted one. It does not accumulate points when swiping the card, and there is no point rule. This operation is also rare at present.
1. The credit limit of Qingdao credit card refers to the maximum credit limit approved by the card issuer based on the applicant's credit status and used by the cardholder within the validity period of the card, including fixed limit, temporary limit and special limit. Quota.
2. Differences in credit card limits
The only credit card of Bank of Qingdao: the business card limit is 1,000-20,000. If you have good credit, you can generally apply for about 50,000. The specific limit is determined by the credit card It is determined by the applicant’s credit status and salary level.
3. Limit inquiry
You can call Qingdao Bank customer service hotline 96588 (Qingdao), 400-66-96588 (nationwide), and follow the voice prompts to obtain it. Details of your credit card application progress.
IV. Cash Withdrawal Limit
The overdraft cash withdrawal limit is set according to your card usage, and generally does not exceed 50% of your credit limit. The cumulative amount of daily cash withdrawals does not exceed RMB 2,000. .
1. Domestic:
Free cash withdrawals from local banks; 2 yuan/transaction fee from other local banks;
Free handling fees for cash withdrawals from other local banks; Bank cash withdrawal handling fee is 1% of the transaction amount + 2 yuan/transaction, with a minimum of 3 yuan/transaction;
2. Overseas:
Charged for each cash withdrawal (1% of the transaction amount +15 yuan) handling fee.
5. Credit limit increase skills
1. Frequent use of credit cards can help cardholders increase their credit limit as soon as possible;
2. Ensure that every There should be a certain amount of credit card consumption every month, preferably 30% or more of the credit limit every month;
3. Make sure that the credit card can be repaid in full and on time;
4. Within the scope of ability, you can appropriately increase the opportunities for large-amount purchases with credit cards;
5. Increase the number of times you apply for the use of temporary credit card limits;
6. Yes Choose the installment plan appropriately and repay it on time.