Hello, UnionPay credit cards can be swiped at card swiping machines with the UnionPay logo in Macau. There is no handling fee for swiping the card.

The handling fee for using a credit card to advance cash in Macau is 3% of the amount of each cash advance. The minimum charge is ￥30 per transaction. Cash advance transactions do not enjoy the interest-free repayment treatment. Interest will be charged at a daily interest rate of 5/10,000 from the transaction date until the settlement date, and compound interest will be charged on a monthly basis.