Hello, the application conditions for bill installment are:

1. The latest bill has been repaid in full and on time, and there is no delay in repayment of the last three installments;

2. Transactions that cannot be applied for bill installment include: cash advance transactions, installment transactions and various fees (such as annual fees, interest, late fees and other credit card charges); US dollar account transactions and those that have been applied for foreign exchange purchases payments, real estate transactions, pre-authorized transactions and other transactions specified by the card center. For details, please log in to the credit card website/, click "Credit Finance" - "Bill Installment" to check the bill installment terms and conditions.

If you have other questions, please open the China Merchants Bank homepage www.cmbchina.com and click "Online Customer Service" in the upper right corner to enter the consultation.