Does Ping An Credit Card provide bill installment and single consumption installment?

Bill installment application time: The bill installment application period starts from the day after the bill is issued and continues until the due repayment date + You can apply on the 1st. For example, if the customer pays the bill on the 5th of each month, you can apply on the 6th to the 24th.

The application time for installment payment for a single transaction: from the day the card is swiped to the date of the latest bill. For example: the customer's bill date is the 5th and the consumption is the 23rd, that is, the application can be made from the 23rd to the 5th of the following month.

The installment fee is charged as follows:

The number of installments and the fee rate for the bill are as follows:

The number of installments and the fee rate for a single purchase are as follows :

For example, if the application for 3,000 yuan is divided into 12 installments, the handling fee is calculated as 0.82%. The monthly handling fee is 3,000*0.82%=24.6 yuan. The monthly principal repayment is: 3,000/12=250 yuan. Estimated monthly repayment: 274.6 yuan (the details will be displayed at the time of application)

After the customer handles the installment business, the amount of each installment is the principal of the installment and is evenly distributed to the monthly bill according to the number of installments. , if there is any remainder, it will be charged in the first installment; at the same time, the installment handling fee is also charged in each installment, and the handling fee rates are also different for different installments. If you apply to settle the installment business in advance, you must pay the outstanding installment balance and outstanding handling fees in one lump sum, and they will be included in the minimum repayment amount.

The application method is as follows:

1) After logging into the New Pocket Bank APP, click: Credit Card - More - Installment Loan, and apply according to the prompts;

2) Log in to the following link: Ping An Credit Card Online Banking Link Log in to credit card online banking and click "Instalment Management" in the operation interface.