Hello, the poster, Shanghai Pudong Development Bank can apply for multiple credit cards, and the credit limit is unlimited (that is, the credit card with the highest limit is the highest limit), but the repayment is not unlimited. Here is an example. As shown below:

Two Shanghai Pudong Development Bank credit cards have a maximum limit of 6,000. The cardholder has spent 100 yuan on one of them, and the other can only spend 5,900 yuan, but during the repayment period , the cardholder only repays 100 yuan to one of them, and the other one is regarded as not having been repaid, and an overdue record will be generated.

Here, the author still recommends that you try not to apply for two credit cards from the same bank unless you have special needs. The reasons are as follows:

1. Annual fee: The annual fee is waived based on the number of card swipes. Each card must be swiped a sufficient number of times or with a sufficient amount to be exempted from the annual fee.

2. The limit will not increase

3. Holding multiple credit cards cannot be used or the credit card will be reduced: The frequency of card swiping is too low and the credit card limit may be reduced by the issuing bank.

The above is the relevant answer given by the editor of IAika to the question raised by the poster. I don’t know if the poster has been understood. I hope it can help the poster!