Credit cards cannot be applied for on behalf of others, they can only be applied for in person. Applying for a credit card requires you to provide valid personal identity certificate, employment certificate and financial certificate, such as real estate certificate, income certificate, deposit certificate, self-owned car certificate, etc. Please do not apply for a credit card through any intermediary or agency. Please choose formal channels to apply for a credit card.
To apply for a credit card, you must meet the following requirements: 1. ID card. 2. Proof of work (certificate issued by the unit, a copy of the work permit, or a business card)
One of the following conditions must be met (the more materials provided, the higher the probability and amount of card issuance; if none of the above conditions are met, the application cannot be made) ):
1. Social security documents: social security for more than 6 months, and the social security base is not less than 1,000 yuan;
2. Proof of financial resources: copy of real estate certificate (more than 50 square meters) Or worth more than 300,000 yuan), a copy of the car driving license (private car, worth more than 50,000 yuan, used for no more than 5 years);
3. Academic qualifications: undergraduates who graduated after 2000 or above Educational certification documents; graduate students and doctoral students can directly apply for a gold card;
4. Qualification documents: certified copies of qualification certificates such as certified public accountants, lawyers, economists, tax accountants, appraisers, and auctioneers directly Apply for a gold card;
5. Apply by card: A copy of the credit card from another bank (must be used for more than 3 months) + the latest statement or recent POS slip;
6. Bank account: bank payroll account (not less than 1,500 yuan per month) or bank loan account (good credit, no more than 60 days overdue);
7. Private business owners : A copy of the business license with a registered capital of not less than 1 million;