The available credit card amount is the available part, and the available cash amount is the cashable part. According to your application, the bank will approve a certain credit limit for your credit card, within which you can sign the account for consumption or withdraw cash. The secondary cardholder can share the total credit line with the primary cardholder, or the primary cardholder can set the credit line for the secondary cardholder. You can only spend by credit card within this limit, and you can't spend by credit card normally beyond this limit.

Available credit limit refers to the unused credit limit in your credit card. The calculation method is: credit line-unrecorded amount-accumulated used unrecorded amount = available amount.

Available cash limit refers to the remaining amount after consumption and cash withdrawal after the credit card is granted. The general withdrawal amount is 30% or 50% of the total credit line.