When you receive a credit card and it says "Pending Activation", it means that the card has not been activated, mainly for security reasons. After the credit card application is approved, the bank will send the card out, but in order to confirm the identity of the card recipient and prevent malicious use, the bank will conduct verification steps before opening the new card.

Card opening verification usually requires checking the personal information provided during the application, such as name, ID number, etc., by phone or online. After confirmation, the card holder needs to sign on the back of the card, and that's it. the activation process. After activation, you usually need to set a password to manage the account.

When using a credit card, whether it is a special merchant or a bank, they will check the validity of the card and the identity of the cardholder to ensure the security of the transaction. However, due to the convenience and risks of credit cards, we need to pay attention to some security issues. These include: criminals may use fake or expired cards to commit fraud, and cardholders need to keep their cards properly and protect personal information; merchants may leak information due to negligence or fraudulent behavior; card issuers may also be exposed due to system security loopholes or internal problems. Attacks; the trading system itself is also at risk of human error and intrusion.

Therefore, correctly understanding the meaning of credit card pending activation and taking appropriate security measures are crucial to protecting personal property and credit security. While enjoying the convenience brought by credit cards, you should always stay vigilant and guard against possible risks.