1. There will be liquidated damages and interest for overdue repayment;
2. It may affect the normal use of the card. If the card is frozen as a result, whether the card can be used normally after repayment needs our review. We suggest that you repay the loan on time, so as not to affect the use of your credit card and personal credit report.
Minimum repayment amount = principal of cash advance transaction (cash advance transaction includes overdraft withdrawal/transfer principal, general wealth management fund/exclusive wealth management fund principal and handling fee)+service miscellaneous fee +65438+ 00% of the remaining amount of the bill (5% for standard card/hope card)+minimum repayment amount outstanding in the previous period. The minimum amount of gold card is 100/$20, and the minimum amount of ordinary card is 50/$ 10.
If only the minimum repayment amount is paid on time, consumer interest will be charged, and the remaining unpaid part of the bill will be automatically settled to the next bill.
(reply time: July 30, 202 1. Please refer to the latest business changes announced by Guangfa official website. )