There are so many types of CCB credit cards-which one should I choose?
Customers can log on to the homepage of CCB official website, learn about various card benefits through "Credit Card-Credit Card Application", and then choose to apply for a credit card according to their preferences. If the credit card products applied by customers are aimed at a specific group of people, they can apply at CCB outlets.
(in case of business changes, please take the actual situation as the standard. )
What is the general card of CCB credit card
There are the following general cards of CCB credit card:
1. The digital dragon card of Yangzhou Radio and Television A Plan of CCB.
2. Wuyishan Longka Credit Card of China Construction Bank.
3. China Construction Bank SouFun Longka Credit Card.
4. CCB Happy Dragon Card IC Credit Card.
5. China Construction Bank Friendship Apollo Department Store Longka Credit Card.
6. Bailong Card of China Construction Bank.
CCB credit card is a credit card issued by China Construction Bank. The credit cards issued by China Construction Bank are all named as "Longka", including: Longka Famous School Card, Longka Business Card and Longka Automobile Card. The categories of credit cards are: Puka, Gold Card and Platinum Card.
credit card limit of CCB:
1. The credit limit of CCB's general card is generally between RMB 3, and RMB 1,, and
2. The credit limit of CCB's gold card is between RMB 1, and RMB 5,.
3. The credit line of the platinum card of CCB is generally more than 5, yuan.
4. The maximum credit card withdrawal amount of CCB can reach 3% of the actual amount.
Generally, a general card is 2-5. You can only look at the financial proof provided when you apply for the card. The bank applicant will confirm the amount of the card given to you according to the relevant information provided by you.
As long as you are 18 years old and have a stable job and income, you can apply for a credit card of CCB, and Puka is the most basic one.
specific process of application:
operating environment:
brand model: iPhone13
system version: iOS15.
website: //creditcard.ccb.com/
You can log on to the credit card website of CCB, click "Credit Card Online Application" and fill in the information directly to apply, which is unnecessary.
However, because you don't need to provide any information, the bank generally conducts the review according to your personal payment and credit status. If you have not paid the payment or paid less, it is not recommended that you apply through this method, because it is difficult to pass. In this case, you can provide more proof of financial resources to apply at the outlets, such as providing some real estate, car production or time deposit certificates or passbooks of China Construction Bank. The more information you provide, the more helpful it will be for card review.
what kind of credit cards does CCB have?
from the cooperative international organizations, there are UnionPay -VISA dual-currency credit cards, UnionPay-MasterCard dual-currency credit cards, VISA single-logo credit cards and UnionPay single-currency credit cards.
From the card level, there are general cards, gold cards, standard platinum cards, diamond white cards, etc.
From the rights and interests of cards, if you travel frequently or go on business trips, you can choose "business aviation" category. If the landlord prefers entertainment, you can choose "fashion" cards, such as transformers card, Barbie card, football card, good voice credit card, etc. If the landlord wants to participate in the shopping mall activities, he can choose "colorful shopping", such as Maoye Dragon Card and Yintai Dragon Card (it is suggested that the landlord can look at the credit card website of CCB and choose the card type according to his own preference)
But there are two ways to apply for the card:
One is to apply online, and the other is to apply online at outlets, and the procedure is relatively simple. Banks will focus on the property of the landlord's unit, social security, provident fund, individual tax, personal credit and other conditions that can be checked online. If these are not paid much or not, this method is not very recommended for
outlets. This is the traditional method of handling credit cards. When applying, you should bring proof of work income (work permit, employment certificate, salary card flow (preferably more than 3 months), tax bill for the last 3 months, and so on. You don't need all of these, you can have them). If you can attach some financial proof, such as certificates of deposit for real estate, car production and China Construction Bank, it will be very helpful to get the card. (If the proof of work income can't be provided perfectly, it's best to have proof of financial resources)
And the whole approval time of his credit card takes about 2-25 working days, which is like a month. The landlord can know the approval progress of your card through the "application progress query" on his credit card homepage.
how many kinds of credit cards are there in China construction bank?
There are many kinds of credit cards (debit cards) issued by China Construction Bank, and the card grades include Puka, Gold Card, Platinum Card and Diamond Card, and the card brands include UnionPay, visa, MasterCard and JCB. There are the following types of credit cards (debit cards) in China Construction Bank:
1. Colorful shopping: Vipshop Dragon Card and Global Hot Purchase Credit Card (debit card).
2. Business aviation: Longka Tuniu Travel Card, Jinjiang Longka, Longka Global Payment Credit Card (debit card) and Longka Tongcheng Credit Card (debit card);
3. chic car owners: Jingtong Longka Credit Card (debit card), Anbang Insurance Longka IC Credit Card (debit card), Longka Automobile Card, etc.
4. high-end series: longka diamond credit card (credit card), longka family love credit card (credit card), longka exclusive platinum credit card (credit card), etc.
How many kinds of cards does CCB have
Types of CCB cards:
1. Debit cards of China Construction Bank include: dragon cartoon, wealth management card, wealth card, private bank card and land port dragon card.
2. The credit cards of China Construction Bank include: Longka Global Payment Credit Card, Longka Easy Loan Credit Card, Longka Hong Kong, Macao and Taiwan Travel Card, Longka Olympic Credit Card, etc.
China Construction Bank Credit Card is a credit card launched by China Construction Bank, all of which are named as "Dragon Card". There are different types of Dragon Card, Dragon Card Business Card and Dragon Card Automobile Card, which meet customers' domestic and overseas transactions, family care, installment financing and other consumer needs.
Cash withdrawal amount:
Outside the country, the daily cash withdrawal (cash withdrawal) for ordinary cards does not exceed US$ 5, that for gold cards does not exceed US$ 1, and that for monthly cards does not exceed US$ 5,. The credit card of China Construction Bank provides customers with the service of withdrawing cash, and the withdrawal fee must be paid. According to the relevant regulations of the People's Bank of China and SAFE, the daily cash withdrawal (cash withdrawal) of each card in China does not exceed RMB 2, (except for the withdrawal of overpayment outlets).
cash withdrawal (cash withdrawal) includes overdraft cash withdrawal and overpayment cash withdrawal, one is overdraft cash withdrawal, and the other is overpayment cash withdrawal. Overdraft cash withdrawal is a small cash loan provided by China Construction Bank to help customers flexibly allocate funds when they are in urgent need.
the overdraft withdrawal limit is set according to the customer's card usage, and the maximum limit is not more than 5% of the customer's credit limit. In addition to the cash withdrawal fee, domestic and foreign overdrafts have to pay interest and do not enjoy interest-free treatment. Overpayment cash withdrawal refers to the withdrawal of funds deposited in the card or overpaid funds when repayment is made by the customer.
Overpayment can automatically increase the available amount of the main card, but does not increase the available amount of the supplementary card. If it is necessary to increase the available amount of supplementary cards, the main cardholder should call the 24-hour service hotline of China Construction Bank to apply. If the customer withdraws the overpayment of more than RMB 2, on the same day, it must go to the counter of CCB outlets.
what credit cards does CCB have?
CCB has two kinds of apps, namely "Pocket Dragon Card" and "CCB Mobile Banking".
The "Pocket Dragon Card" app is mainly an introduction to some preferential activities, and it can grasp the latest consumption preferential information of eating, living, buying and entertaining anytime and anywhere; The "CCB Mobile Banking" APP has many functions. If the landlord has a savings card of CCB, he can open mobile banking online and add credit card information in the APP after signing the contract. If there is only a credit card, he can directly open mobile banking in the app. After opening, you can query and handle many credit card businesses, such as auditing, repayment, changing some basic information, adjusting the amount, checking the points, and handling installments.
CCB credit card is a credit card issued by China Construction Bank. The credit cards issued by China Construction Bank are all named as "Longka", including: Longka Famous School Card, Longka Business Card and Longka Automobile Card. All the credit cards issued by CCB are named "Dragon Card". At the same time, CCB, as a state-owned bank that set foot in issuing credit cards earlier in China, has many types of credit cards. At present, the types of dragon cards that have been publicly issued are: Dragon Card School Card, Dragon Card Business Card, Dragon Card Automobile Card, China Eastern Airlines Dragon Card, Shanghai Volkswagen Dragon Card, Dragon Card Hong Kong Wonderful Travel Credit Card, China Construction Bank VISA Card, Yilong Changxing Dragon Card, Mango Travel Dragon Card and Dragon Card (Cup) Tennis Card.
This concludes the introduction about which credit cards CCB has and which credit cards CCB has free annual fees for life. Did you find the information you need?